Privacy in plain language We are a small independent educational publisher.
We collect only information reasonably necessary
to operate the website, respond to inquiries,
provide requested digital products,
maintain security, and meet applicable legal obligations.
We do not need your medical records,
diagnosis, full insurance file,
Social Security number, or payment-card details
in order for you to use our educational website
or purchase the standard Medical Bill Review Toolkit.
01 Who Is Responsible for Your Information?
02 Scope of This Privacy Policy
This Policy applies to personal information processed
through this website and related communications
controlled by Testberichteinstitut LLC.
Third-party websites, payment services,
external platforms, and other independently operated services
have their own privacy practices and policies.
Privacy rights and obligations vary by jurisdiction.
Where a privacy law applies to a particular individual
or processing activity, Testberichteinstitut LLC
will handle personal information in accordance
with the applicable requirements.
03 Information We May Collect
Technical & Security Information
When you access the website,
servers and security services may process
technical information such as:
- IP address;
- date and time of access;
- requested pages or URLs;
- browser and device information;
- operating system;
- referrer information;
- security and error-event information.
Contact Information
If you contact us,
we may process information you provide,
such as:
- name;
- email address;
- subject of the inquiry;
- message content;
- related correspondence.
Purchase Information
When you purchase a digital product,
we or the payment provider used at checkout
may process transaction-related information,
such as:
- name;
- email address;
- billing information;
- country or tax location;
- product purchased;
- transaction amount;
- transaction or order identifier;
- payment status;
- refund or chargeback information.
Website Interaction Information
Depending on the website features
and your privacy choices,
information about how the website is used
may also be processed,
including page views,
search interactions,
cookie preferences,
and similar website activity.
Why We Process Personal Information
Personal information may be processed as reasonably necessary to:
- operate, maintain, and secure the website;
- respond to messages and support inquiries;
- process or facilitate digital-product purchases;
- deliver or verify access to purchased digital products;
- maintain transaction and accounting records;
- prevent fraud, abuse, and security incidents;
- remember privacy and cookie preferences;
- understand website performance where analytics
are lawfully enabled;
- comply with applicable legal,
tax, accounting, regulatory,
or dispute-resolution obligations.
05 Legal Bases Where the GDPR Applies
Where the European Union General Data Protection Regulation
applies to a processing activity,
the applicable legal basis may include:
Contract Processing reasonably necessary to take requested
pre-contractual steps, complete a purchase,
or provide a requested digital product.
Legal Obligation Processing required to comply with applicable
accounting, tax, legal, or regulatory obligations.
Legitimate Interests Processing reasonably necessary for website security,
fraud prevention, service administration,
and responding to ordinary inquiries,
subject to applicable balancing requirements.
Consent Processing based on your consent,
including certain non-essential cookies
or similar technologies where consent is required.
Where processing is based on consent,
consent may be withdrawn for future processing,
subject to applicable law.
06 Payment Processing
Payments are handled through the payment service
identified during the applicable checkout process.
Depending on the checkout offered,
a third-party payment provider may collect
payment-method details and transaction information
directly from the purchaser.
Important Please do not send full payment-card numbers,
card security codes,
banking passwords,
or similar payment credentials
to Testberichteinstitut LLC by email
or through a general contact form.
Payment providers process personal information
under their own privacy notices
and may also process information
for fraud prevention,
legal compliance,
payment authorization,
refunds, and dispute handling.
07 Cookies & Similar Technologies
The website may use cookies
and similar technologies for functions such as
security, website operation,
preference storage,
checkout functionality,
and permitted analytics.
Where applicable law requires consent,
non-essential cookies or similar technologies
are not intended to be activated
until the required consent has been obtained.
Visitors can review available cookie information
and manage applicable choices through
the website’s Cookie Settings
or Cookie Policy where provided.
08 Consumer Health Data Privacy
Please do not send us your complete medical records. Our standard educational products do not require
Testberichteinstitut LLC to receive a purchaser’s
medical chart, diagnosis,
laboratory results,
treatment records,
Social Security number,
or complete insurance file.
Consumer Health Data We May Receive
Because this website concerns medical-billing education,
a visitor may voluntarily include health-related information
in a contact message or other communication.
Depending on the information provided,
this could include limited information concerning:
- a medical bill or healthcare service;
- a hospital or healthcare provider;
- dates or types of healthcare services;
- insurance or billing circumstances;
- other health-related information
voluntarily included by the consumer.
Sources
Consumer health data is not purchased from data brokers
for purposes of this website.
It may be received directly from a consumer
when the consumer voluntarily provides it
through a communication or requested website function.
Purposes
Such information is used only as reasonably necessary
to respond to the consumer’s request,
provide a service the consumer requested,
maintain security,
or comply with applicable law.
Sharing
Testberichteinstitut LLC does not sell consumer health data.
Consumer health data may be processed by service providers
acting on our behalf where reasonably necessary
to operate email, hosting,
security, or other infrastructure used
to provide the requested service.
We do not share consumer health data
with affiliates or third parties
for their own independent advertising purposes.
Washington Consumer Health Data Rights
Where the Washington My Health My Data Act applies,
a consumer may have rights including
confirming whether consumer health data is being
collected, shared, or sold;
accessing applicable data;
withdrawing applicable consent;
and requesting deletion.
Requests may be submitted to: [email protected] .
We may take reasonable steps to authenticate a request.
Where applicable,
consumers may also appeal a refusal
by replying to the decision and stating
that they wish to appeal the privacy request decision.
09 Service Providers & Recipients
Personal information may be disclosed
to categories of service providers
only where reasonably necessary
for the purposes described in this Policy.
These categories may include:
- website hosting providers;
- content-delivery and security providers;
- email and communication providers;
- payment and transaction providers;
- digital-product delivery providers;
- cookie-consent and preference-management services;
- analytics providers where lawfully enabled;
- professional advisers where necessary;
- government or legal authorities where disclosure is required by law.
Third-party providers may process information
under their own privacy terms
where they act independently.
10 International Data Processing
Testberichteinstitut LLC is a United States company.
Personal information may therefore be processed
in the United States
or in other countries where service providers operate.
Where applicable privacy law requires
additional safeguards for an international transfer,
appropriate lawful transfer mechanisms
are used as required for the relevant processing activity.
11 How Long We Keep Information
Personal information is retained
only for as long as reasonably necessary
for the purpose for which it was collected
and any applicable legal,
accounting, tax,
security, dispute,
or recordkeeping requirements.
Retention periods may therefore differ
according to the type of information.
Contact inquiries Retained while reasonably necessary
to respond and maintain relevant correspondence.
Transaction records Retained for applicable accounting,
tax, fraud-prevention,
refund, chargeback,
and legal-recordkeeping requirements.
Technical logs Retained only as reasonably necessary
for security,
troubleshooting,
abuse prevention,
and infrastructure operation.
Consent records Retained as reasonably necessary
to document privacy choices
and applicable compliance obligations.
Your Privacy Rights
Depending on where you live
and which privacy laws apply,
you may have rights concerning personal information,
including rights to:
- request access to personal information;
- request correction of inaccurate information;
- request deletion where applicable;
- request restriction of certain processing;
- object to certain processing;
- receive qualifying information in a portable format;
- withdraw consent where processing depends on consent;
- submit a complaint to an applicable privacy authority.
Privacy requests may be submitted to:
[email protected]
We may request information reasonably necessary
to verify the identity and authority
of the person making the request.
European privacy requests Where the GDPR applies,
action on qualifying requests is generally provided
without undue delay and within one month,
subject to the extensions and other rules
permitted by applicable law.
13 Information Security
We use reasonable administrative,
technical, and organizational measures
appropriate to the nature of the information
we process and the services we provide.
No website,
transmission method,
storage system,
or security measure can be guaranteed
to be completely secure.
Visitors should therefore avoid sending
unnecessary sensitive information
through ordinary email
or general website forms.
14 Children’s Privacy
The website and digital medical-billing resources
are intended for adults
and are not designed as services directed to children.
We do not knowingly request children
to submit personal medical information
through the website.
15 External Links
This website may link to
government agencies,
healthcare resources,
payment services,
or other third-party websites.
We do not control the privacy practices
of independently operated third-party websites.
Visitors should review the applicable
third party’s privacy information
when leaving this website.
16 Changes to This Privacy Policy
This Privacy Policy may be updated
when our website,
services,
data practices,
or applicable legal requirements change.
The current version will be published
on this website
together with its latest review or update date.
PRIVACY CONTACT
Testberichteinstitut LLC
522 W Riverside Ave, Suite N
Spokane, WA 99201
United States of America
[email protected] 
